We are most often asked whether garage doors are covered by home warranties. The answer is NO. This is because a home service agreement, contract or warranty covers only the cost of repairs or replacement of home systems or appliances.
That said, a home warranty will most likely cover your garage door opener. If not, you can always pay an extra premium to have it covered.
If you would like to have your garage door insured, you can try getting a homeowner’s insurance because this will definitely cover your garage door.
Remember that whatever you choose, whether to get a home warranty for your garage door opener or a homeowner’s insurance for your garage door, A1 Garage Door Service is accredited by most insurance companies. This is because we are the best in the industry in terms of garage door service. If you want us to service your garage door opener or your garage door itself, you can even tell your insurance company directly and we will be happy to help you out.
How to determine if your garage door opener is covered by your home warranty
When you get a home warranty, it always pays to read the document in its entirety, including the fine print, study and understand it, before signing and paying for it. This is because there are times when your standard service contract does not include your garage door opener and other important home systems and appliances. There are also instances when a home warranty will only cover a certain portion of your repair bill.
Also, if your garage door opener is not included in the list, always ask your home warranty provider. There are some who can include it in the coverage upon request and there are those who will require extra premium.
Note also that there are certain things that you need to watch out for in your home warranty agreement, especially about certain things that may void the agreement which may include: 1) a mechanical failure in your garage door opener that existed prior to the agreement; 2) faulty worksmanship; 3) failure not due to the normal wear and tear and the like.
How to get the most of your home warranty
Your home warranty usually comes with the purchase of your home and can be renewed on an annual basis. In order to get the most of your home warranty, just follow the simple steps below:
1. Always call your home warranty provider first
Whenever there’s a problem with your home systems or appliances, the first thing to do is to call your home warranty provider. If you call a repairman first, it is possible that this will void your home warranty coverage. As such, it would be better to check in with your home warranty provider and just request them to refer you to their accredited repair service. If you have a problem with your garage door opener, you can request them to refer you to A1 Garage Door Service.
2. Check if its possible to get repair/replacement cost in cash
While your home warranty will repair or replace damaged items, check if they are willing to just give you the equivalent of the repair or replacement cost in cash. This will then enable you to get the service of the repair technician that you trust or allow you to make an upgrade to your home system.
3. Don’t forget to renew
If you think that your home warranty is working out for you, it pays to renew it annually. If you require a major repair on your garage door opener, the cost of that which will be covered by your home warranty will already pay for several years of coverage.